The Credit Card Debt Survival Guide Is an e-book for Consumers Who Cannot Afford to Pay
The Credit Card Debt Survival Guide presents for the first time all of the solutions for credit-card-debt relief in one well-organized volume.
Consumers will be able to take action with the information they find in this 240-page e-book. Included are stopping debt collectors and junk debt buyers, beating court action or arbitration, debt settlement that works, debt service scams, working with creditors, finding the right kind of help, and credit repair.
The book?s 76-item table of contents lets readers quickly drill down to the information they need, according to the author. There are sample letters and language for necessary written communications. Each chapter has several links to opinion leading web sites and consumer forums that support the guide?s recommendations for debt relief.
For those who have an immediate need, the book provides them with sample wording for cease-collection notices, as well as affirmative defenses and their explanations for answering a court summons for credit card debt. For those worried they may lose control of their finances and go into arrears, the book shows them how to protect themselves from collection efforts and how to not make common mistakes, while working with their creditors, that could make them more vulnerable to debt collectors later on.
?Once people lose their sense of guilt and hopelessness, they can achieve debt relief. I know because I did it,? says author Mel Thompson, who found relief for his own credit card problems and wrote the guide as a result. The guide is available at www.credit-card-debt-survival.com for $39.95. It comes with a 90-day money-back guarantee.
Feedback on the book has been good, reports Thompson. Different financial situations dictate different debt relief solutions. Readers appreciate having all those debt relief solutions at their fingertips should their situation change, he says. The book also shows consumers the pitfalls of both sides of the debt industry; debt relief service scams and debt collectors.