How To Find No Annual Fee Credit Card With Rewards
If you are looking for Canadian no annual fee credit cards with rewards, there are various offers to look into. Among the recommended credit cards for Canadians are the Capital One Aspire Gold MasterCard, the MBNA Sony MasterCard Credit Card, and the MBNA Best Western MasterCard. American express features two no annual fee cards – the American Express AIR MILES Gold Business card and the American Express AIR Miles Credit Card. As you can see, there are plenty of offers on the Canadian market, intended for businesses and individual cardholders.
The MBNA Best Western MasterCard is one offer to check, going with no annual fee and a welcome bonus of 20,000 bonus points with the first qualifying purchase. You earn 1.5 points on charging purchases worth one dollar, while over $50 in cash advances earns 50 points. You can earn more points if you choose to shop at the retail partners of MBNA. This credit card is featured with a standard rate of 19.99 percent on purchases, cash equivalents (cash advances), and cheque cash advances/ balance transfers. The standard rate goes up to 24.99 percent if you are late more than one time over 12 billing cycles. Mind that they are consecutive.
Another option for people who want to find a deal is MBNA Sony MasterCard no annual fee credit card. The first qualifying purchase you make brings you a welcome bonus of 2,000 BONUS Sony Points. You also get one Sony Point for every dollar spent in purchases, and double points are offered when buying Sony merchandise. Double points are earned only if you shop at authorized dealers of Sony. You can redeem your Sony Points for games, entertainment, electronics, etc. The interest rate on this card is 19.99 percent, while the default rate is set at 24.99 percent.
The Capital One Aspire Gold MasterCard is another option to check, going with no annual fee. There is no annual fee if you add another authorized user as well. Every dollar in purchases earns the cardholder one reward mile, and the anniversary bonus is 1,000 points. The interest rate is 19.8 percent, valid for cash advances, purchases, as well as balance transfers. Beneficial features include baggage delay insurance, price protection, purchase assurance, etc. You are a likely applicant for this credit card if you have a combined household income of at least $30,000, want to earn rewards, and do not carry a balance. On the other hand, it may not be good for you, if you typically charge $1,000 or less a month Finally, you should have good or excellent credit to qualify.
The Delta SkyMiles Gold MasterCard is another Capital One credit card, also going with rewards and no annual fee. Every dollar spent in Delta purchases brings you one point. A welcome bonus is offered with the first purchase, in the amount of 2,500 points. The interest rate on this card is also 19.8 percent.
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