Deep In Debt? What To Be Aware Of
How is it possible to choose which is the best credit card on offer?
The FTC has been working hard to clamp down on such scammers who promise us the earth only to make your debts even worse. In reality these con merchants are taking your hard-earned money and could not care about you whatsoever. As long as they make money from you is all their concern.
One such company who was recently fined by the FTC was Ace Group. They were fined over $20 million, so there is a lesson for all the fraudsters – watch out because you are being monitored!
- Citi Platinum Select MasterCard – being offered by Citibank, this Mastercard includes a 0% APR on purchases and on balance transfers for up to six months. Gift cards and discounts on various merchandise purchases are available. There is no annual fee and identity theft protection is a nice touch by this company.
Any receipts or statements you can use to back up your evidence can be a very valuable addition to your dispute so do include copies of these also. This will hopefully save some time. Make sure you send the letter by registered mail.
- Discover has the Discover More Card which has a 5% Cashback Bonus on expenditure upon restaurants, gasoline, travel, movies and products for the home. There is 1% Cashback Bonus for all other purchases and these Cashback Bonus are unlimited. Again, the card is 0% APR on balance transfers and purchases for up to 6 months.
Having any inaccuracies and out of date listings removed from your report is a vital way to improve your credit rating, so its sensible to take the time to check your credit report – say, once a year. Its a free report if you ask for it only one time a year so why not take a bit of time and effort to do so.
The Disney credit card is a great card all round. The Disney rewards card is an ideal compliment to your Disney World trip so check out just how much it can help you enhance your Disney trip even more!